Get Up To 80% Cash-Out When Using FHA Loans On Your Manufactured Property For Qualified Applicants In All 50 States.
Manufactured homeowners daily choose to use their equity for a remodel, update appliances, upgrade their foundation, add an accessory dwelling/rental unit to the property, business expansion, consolidate higher-interest credit debt to lower their debt ratio, qualify for a more significant loan amount, pay off medical bills, or however they see fit.
There are no restrictions or requirements for using your cash, and in a world of many changes in the loan industry, the FHA Manufactured Home Cash-Out loan is one of the best options in the industry, coming in 2nd to the VA Cash-Out Loan for Veterans.
The Top 5 Reasons To Apply For A FHA Manufactured Cash-Out Or Debt Consolidation Loan With Manufactured Nationwide Home Loans.
Finance up to 80% of the equity in your home to use as you wish or need, 97.75% on a rate and term refinance.
Loans are down to a 640 credit score for manufactured homes and 600 for traditional home styles.
Taxes, Insurance, and MI are escrowed into one low payment; never forget to pay them separately.
Low Fixed Rate Mortgages compared to most other Manufactured Lenders offering higher ARMs (adjustable rate mortgages) or Chattel loans.
Our Renovation and Rehab Loans can be used simultaneously on refinancing and new home purchases.
Manufactured homeowners can save hundreds of dollars a month by smartly consolidating debt and using their equity as a tool while the rates are still relatively low. However, as the market and economy improve, rates will continue to rise, as you have seen. Locking in low rates for fixed terms instead of short teaser ARM (Adjustable Rate Mortgages) will ensure you reduce your interest across all higher-interest debt you wish to consolidate.
There’s always a path we can explore and a plan to create the home loan of your dreams. We provide FHA Cash-Out and Debt Consolidation Loans on all types of residential property, from Super Jumbo VA to Condos, Modular, and Manufactured Homes.
For those not looking to pull cash out or consolidate debt, we offer “FHA streamline refinance loans, “designed to reduce your interest rate and/or the loan term.
These are commonly known as Rate and Term Refinance Loans. The Federal Housing Administration calls them “FHA Streamline Loans,” which attractively offer no score and no appraisal requirement and most close very quickly, in under 30 days.
Our FHA-manufactured cash-out loan process is quick and straightforward; we do everything necessary to create a smooth experience.
To start, complete the form to the right or call us to speak directly to a Top-Rated® national mortgage lender on our team today. We’re eager to help you with your cash-out loan.
*We do not offer loans for any property placed on rented land, in mobile home parks, or on family land. We do not offer to finance any property not permanently fixed to land before closing unless under our new build/construction programs for newly manufactured home models. *We do not offer new Dealer Manufactured Home Loans in New York. Modular and Site Built land and home construction is allowed in all 50 states.
5 Star Manufactured Lender Reviews That WOW!
Richie, OK... so you've officially done something I've never seen in 22+ years selling real estate. Closed a VA Loan on 224 Acres, with a Manufactured Home. CONGRATULATIONS! and THANK YOU!!! Admittedly, I was skeptical (more like pessimistic) when James told me you were going to get this VA Loan completed. And I had many doubts along the way, because I'd seen so many VA Lenders fall flat on their faces, just before the Closing. BUT... You got the Job DONE! Occasionally, I find someone out there who has done an Outstanding Job, helping my Clients... and You are one of these! I'm now officially a FAN of You and Your Work. I would be honored to promote you and your services to other Agents within our company, and I intend to do so. I will call you when I've caught up on my work a bit... and learn more about how I can do my job better on the next VA transaction.
~Tom K. Realtor
How Much Cash-Out or Debt-Consolidation Equity Can You Access On Your Manufactured Home?
We’ll pre-qualify you first for the max eligible based on appraised value.
We Work Hard To Obtain The Cash Out You Need For Your Dream Home! We have over 100 years of combined experience helping people just like you get competitive, low, fixed-rate mortgage options for your manufactured or modular home. We promise never to spam you, sell your information, bombard you with robocalls, or provide anything but a clear, transparent conversation from start to close! It all begins here; start now!
Tough Manufactured Cash-Out & Debt Consolidation Loans Don’t Scare Us, Not Helping You Before Taking Someone Else Gives You A Higher Rate Does!
We're Dedicated To Helping You Achieve Success!
Manufactured Nationwide is proud to present hard-working bankers who roll up their sleeves to deliver amazing solutions. With programs available to those turned down by other banks or needing a focused banker ready to listen and fight for your loan. We stand at the ready, bringing over 100 years of mortgage industry knowledge to achieve your goals. From double to triple-wide, from Barndominium to SIP Panel Construction, you can build, buy, refi, or renovate with Manufactured Nationwide's custom-tailored loans.